Cataract surgery is a specialized medical procedure for removing a cloudy lens from the eye. The cloudy lens is then replaced with an artificial one to restore clear vision.
It’s a common and highly successful procedure which can transform which can transform your life if your vision is affected by cataracts.
This article explains how much money is needed for cataract surgery in Singapore. It also clarifies if cataracts are medically claimable and how to save money on cataract surgery and related procedures. Keep reading.
How Much Money is needed for Cataract Surgery in Singapore?
Cataract involves the removal of the cloudy lens of the eye. This may sound a little complicated so if you’re recommended a cataract surgery, one of the most common questions that may naturally come into your mind is; how much money is needed for cataract surgery in Singapore?
The amount of money needed for cataract surgery can range between $1,300 and $4,000 per eye. So, the cost of cataract surgery isn’t fixed but varies significantly depending on every individual case. For example, if you opt for premium lenses, the money needed for cataract surgery in Singapore can go as high as $4,500 to $6,000 per eye.
When comparing the cost of cataract surgery in Singapore, you will also want to consider the potential additional expenses which may include; the surgeon fees, hospital stays and pre/post-surgery visits. All these elements can affect the final cost of your cataract surgery in Singapore.
Worth mentioning too are the unforeseen medical complications that may crop up. Though quite rare, medical complications can prolong your treatment and increase the expenses. The amount of money needed for cataract surgery may also fluctuate based on the equipment used and the involvement of specialists.
Due to the unpredictable nature of medical procedures, it isn’t always easy to estimate the total cost upfront. So to be sure of the total cost, you will want to confirm with your ophthalmologist.
Can I Claim for Cataract Surgery in Singapore?
Depending on your budget, the cost for cataract surgery in Singapore can be a little expensive which is why many patients who visit for cataract surgery do ask; can I claim for cataract surgery in Singapore? Here’s the answer;
Yes, in Singapore, you can indeed claim for cataract surgery through various channels to ensure efficient financial coverage for this essential procedure. Cataract surgery falls within the coverage of Medishield and other insurance policies.
For Singaporeans and Permanent Residents, Medisave offers a lifeline, allowing claims of up to $2450 per individual or immediate family member. This streamlined process involves completing a medical claims authorization form to simplify administrative tasks pre and post-surgery.
Integrated Shield Plans offer additional coverage, with some plans fully covering deductible and coinsurance portions to provide even significant financial relief. Private hospital services are universally covered by Integrated Shield Plans, with coverage percentages varying based on the plan selected.
How to Save Money on Cataract Surgery
Not being able to afford cataract surgery in Singapore can be frustrating. However, it shouldn’t prevent you from accessing this potentially, life-changing procedure. To save money on cataract surgery, here are five things you can do;
- Use your Insurance Coverage: Cataract surgery is often covered by health insurance policies in Singapore. So, the first thing you will want to do to save money on your cataract surgery is to check your insurance plan to understand the extent of coverage for cataract procedures. Some policies may cover the full or partial cost of surgery. This includes pre-operative assessments and post-operative care. So, check to understand your insurance benefits and use them to alleviate the financial burden that may come with your cataract surgery in Singapore.
- Tap into Medisave: Cataract surgery is Medisave claimable in Singapore. Again if you’re going to use Medisave, you will want to take time to understand the Medisave scheme. Singaporean citizens and permanent residents can use their Medisave funds to offset cataract surgery expenses. Keep in mind that the amount claimable isn’t fixed though. It varies considerably based on factors like the type of procedure and whether it is performed in a public or private hospital. Also, be sure to check the latest Medisave claim limits and eligibility criteria. It could help you maximize savings on your cataract surgery.
- Explore Government Subsidies: Singapore offers various subsidies for healthcare services. Cataract surgery in Singapore is not an exception. Patients with lower income levels or specific medical conditions may qualify for subsidies through government healthcare schemes like the MediFund or CHAS (Community Health Assist Scheme). These subsidies can significantly reduce your out-of-pocket expenses for cataract surgery. So, you may want to check if you qualify as it can make the procedure it more affordable.
- Check for Special Promotions or Discounts: Many facilities that help with cataract surgery in Singapore do run special promotions or discounts that can help you reduce the cost of the procedure. So, you will also want to keep an eye out for special promotions or discounts offered by facilities that help with cataract surgery. Depending on your chosen clinic, there may be specific promotional campaigns or discounts on certain periods of the year. The trick is to stay informed on these promotions. With timely information, they can be all you need to reduce the overall expenses of your cataract surgery in Singapore.
- Compare Prices and Packages: Also, before committing to cataract surgery, it would help to take time to research and compare prices and packages offered by different healthcare providers in Singapore. The quality of care should remain a priority though. When comparing prices, explore various options to find affordable solutions without compromising on safety or effectiveness. Look for hospitals or clinics that offer transparent pricing and comprehensive packages. The packages in this case should include pre-operative assessments, surgical fees, and post-operative follow-up care.
Wrapping up
The amount of money needed for cataract surgery in Singapore ranges from $1,300 to $6,300 per eye. The good news is that cataract surgery is medically claimable so the cost should be of little worry. The most important part is to ensure that you find a reliable ophthalmologist for your cataract surgery in Singapore.
Are you contemplating cataract surgery but have yet to find a trusted ophthalmology clinic for cataract surgery in Singapore? We can help. We do not only provide personalized treatments but also flexible and transparent pricing to match varying budgets. To learn more we recommend an appointment with our Senior Consultant Ophthalmologist, Dr Chelvin Sng at;
Dr Chelvin Sng
Adjunct Associate Professor
Senior Consultant Ophthalmologist
38 Irrawaddy Road Mt Elizabeth Novena Specialist Centre, #06-25, Singapore 329563
+65 6334 2282
